Home » Avera & Smith Privacy Policy

1. Introduction

Welcome to Avera & Smith, Attorneys at Law (“we,” “our,” “us”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://avera.com/ (the “Site”).

By using the Site, you agree to the terms of this Privacy Policy. If you do not agree with the terms, please do not access the Site.

2. Information We Collect

We may collect the following types of information:

a. Personal Information

Name, email address, phone number, and other contact details.
Financial information if you apply for our services.
Identification documents for compliance purposes.

b. Non-Personal Information

Browser type, IP address, operating system, and device information.
Usage data, such as pages visited, time spent on the Site, and referral URLs.

c. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze site traffic, and personalize content. You can manage your cookie preferences through your browser settings.

3. How We Use Your Information

We use your information for the following purposes:

To provide and improve our services.
To communicate with you, including responding to inquiries and sending updates.
To process applications and transactions.
To comply with legal and regulatory obligations.
To analyze Site usage and improve user experience.
To protect against fraud and ensure security.

4. How We Share Your Information

We may share your information in the following circumstances:

With service providers who assist us in operating the Site and providing services.
With regulatory authorities or law enforcement agencies as required by law.
With your consent or at your direction.

We do not sell your personal information to third parties.

5. GLBA Compliance

We are committed to protecting your non-public personal information (NPI) in compliance with the Gramm-Leach-Bliley Act (GLBA). We provide an initial privacy notice when a customer relationship is established and an annual notice thereafter. We do not disclose NPI to non-affiliated third parties except as permitted by law or with your consent.

Opt-Out Mechanism: You may opt out of such disclosures by contacting us at andrea@greatleafhomes.com or 407.349.3667

6. FCRA Compliance

If we use credit reports or other consumer reports for decision-making (e.g., evaluating loan applications), we comply with the Fair Credit Reporting Act (FCRA) by:

Providing adverse action notices if we take adverse actions based on credit reports.
Disclosing how we use and share credit information.

7. Additional Financial Privacy Considerations

Bank Secrecy Act (BSA) and Anti-Money Laundering (AML): If you collect identification documents for compliance purposes, you should reference your obligations under BSA/AML regulations.

State Financial Privacy Laws: Some states have additional financial privacy laws (e.g., California’s Financial Information Privacy Act).

8. Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. In compliance with the GLBA Safeguards Rule, we maintain a comprehensive information security program. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

9. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access: Request a copy of the information we hold about you.
Correction: Request corrections to inaccurate or incomplete information.
Deletion: Request deletion of your information, subject to legal obligations.
Opt-Out: Opt out of marketing communications or data processing.

To exercise these rights, please contact us at: info@avera.com

10. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. Please review their privacy policies before providing any personal information.

11. Children’s Privacy

The Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware of such collection, we will take steps to delete it.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: info@avera.com

Avera & Smith
2814 SW 13th Street
Gainesville, FL 32608
Phone: 352-372-9999

Avera & Smith Privacy Policy