Allstate’s Lowball Settlement Offer Backfires Big Time

November 16th, 2011

Guillaume Van Niekerk, a hardworking hotel maintenance, was injured in a crash when he was rear ended by a driver insured by Allstate.

He was treated and released from the scene by paramedics and subsequently went to the emergency room with his wife where he was treated for neck and back pain and released.

Over the next several days, Mr. Van Niekerk developed ankle pain and headaches, which have continued unabated. He was diagnosed with a sinus tarsi syndrome in the left ankle, and was advised that he should have surgery to correct that condition. He was also diagnosed with post traumatic headaches.

Allstate, the defendant driver’s liability carrier, originally only offered $11,000 of the $250,000 coverage prior to litigation. On the eve of trial, they continued to underestimate the value of Mr. Van Niekerk’s injuries and offered only $34,520 in compensation to settle his claims.

Unfortunately for Allstate, the jury found in Mr. Niekerk’s favor, and Allstate is now required to pay a verdict of $632,222.77, plus Plaintiff’s attorney’s fees and costs. The Plaintiff’s attorneys who brought Allstate to trial estimate that the final amount due from Allstate will exceed eight hundred thousand dollars.

This case is a very real example of the truth about insurance companies: they are interested in paying the minimum amount possible, no matter what the situation.

It also points out another very important factor: lawyers who are not afraid to take insurance companies to court get significantly higher settlements – even in cases that are settled prior to a trial.

If you are injured in an accident, please always make sure your personal injury attorney is Board Certified in Civil Trial Law or Workers Compensation Law. That means he or she is uniquely qualified to handle recalcitrant insurance companies in a court room. Examine his or her win/loss record in court – and if the lawyer rarely goes to court, find yourself someone who does.

Avera & Smith, LLP has an outstanding record of courtroom wins and settlements. Please take a look at our Awards & Verdicts section on our website, www.avera.com to see some of our successful cases. We offer Board Certified attorneys in a firm with more than 50 years of experience representing Plaintiffs.

If you, or someone you know, has been injured in an accident, we encourage you to contact Avera & Smith Immediately at 352-372-9999 or 800-654-4659, or simply fill out the contact form on the right side of this page.

We will help you get what you deserve.

 

EMPLOYMENT LAW: KNOW YOUR RIGHTS

November 10th, 2011

In a difficult economy it is more important than ever to know your rights in the event that you are terminated or laid-off. If you lose your job for any reason, there are time limits that you should be aware of in order to claim unemployment, take action against discrimination, or protect other important rights.

What is a “Right to Work” State?

While Florida is a “right to work” state, many people misunderstand the term and believe it provides them with job protection. Sadly, the opposite is true. In Florida, you have a right to quit your job for any reason at any time, but your employer also has the right to terminate your employment for any non-discriminatory reason. What does this mean? It means that even if you are fired for a reason that makes little sense, or because someone mistakenly believed that you violated the company’s rules, you cannot take any action against them later. There are, however, exceptions to this rule for acts that are discriminatory, made in retaliation, or for individuals having special contractual protections. You do have options!

Know the Facts About Unemployment Compensation

Regardless of the reason your employer terminated you, it is imperative that you immediately apply for unemployment compensation. An initial claim can be made by going to the agency website and following the instructions. http://www.floridajobs.org/unemployment/.

While there are few restrictions on employer’s right to terminate an employee, the good news is that there are even fewer circumstances that prevent a person from collecting unemployment.

Generally you will only be denied unemployment if:

  • You voluntarily quit or abandoned your job, or
  • You committed “Gross Misconduct”

What is Gross Misconduct? This term usually means that you committed a serious violation of workplace policy, and often includes illegal acts. For example, if you were terminated from a cashier’s job for taking money from the drawer, you probably will not receive unemployment. However, even if this is true, there is no penalty for applying and the burden in on your former employer to prove you do not deserve unemployment.

VERY IMPORTANT! Frequently, employers will object to payment of unemployment and you will receive an initial denial letter. DO NOT ACCEPT THIS WITHOUT APPEALING! The notice will have instructions for filing an appeal within a certain time period. The appeal will be decided by a simple telephone conference and you do not have to have a lawyer to participate. Most of the time, you will win your appeal, but you must not miss the deadline on the notice!

Understanding Discriminatory Firing

Although an employer may terminate you for many reasons, they cannot violate the protections of Title VII of the Civil Rights Act of 1964 or the Florida Civil Rights Act. Under those laws it is illegal to refuse to employ or terminate a person because of their race, ethnicity, nation of origin, sex, religion, or age. Additionally, it is unlawful to harass a person because of any of those traits. This includes acts of sexual harassment or retaliation by your boss for refusing to accept an inappropriate sexual advance.

The Florida Civil Rights Act and the Americans with Disabilities Act also protect persons against discrimination based upon a disability. It is unlawful to refuse to hire a person or terminate them from employment based on a disability that could be reasonably accommodated. Reasonable accommodation does not mean that an employer must find an alternative job for you if you are unable to complete your duties. However, it does mean that if a simple act like installing a ramp or providing you with an audio amplifier would allow you to do your job, they cannot terminate you solely on that basis.

The law also protects persons for being discriminated against merely on “perception.” For example, it is not legal for an employer to simply assume that a person with a prosthetic limb will be less qualified than someone who does not have a physical handicap, and to make employment decisions on that basis.

By law, if you wish to make a wrongful termination claim based on such discrimination you must first file an administrative complaint with the Florida Commission on Human Relations, or the Equal Employment Opportunity Commission. These agencies will investigate your claim and determine whether or not there is “cause” to proceed on the discrimination charge. The have jurisdiction to investigate for 180 days, after which you may seek permission to file a lawsuit. Filing a claim does not cost any money and may be done with or without an attorney’s help. For instructions on filing visit either agency’s website: http://199.250.30.53/; http://www.eeoc.gov/.

These are just some of the many legal issues involved in employment law. If you have any question at all about your rights or need help in a situation with your employer, please contact Avera & Smith, LLP at 800-654-4659 or 352-372-9999, or fill out the form on this page to receive a return call quickly.  Avera & Smith has a tradition of excellent client service combined with genuine caring for our clients’ issues. We know what to do and can help get what you deserve in a situation where your rights have been violated. First consultations are always free!

 

 

 

Avera & Smith Cautions Against Legal Referral Services

October 25th, 2011

If you’re thinking of using a “legal referral service” to find a personal injury lawyer, we have a big caution for you: DON’T.

Money is the only qualification it takes to be on a referral service list.

Referral services such as ?-11 and AskSomebody (you know who they are) are not law firms. They do not have lawyers who practice law. The only requirement for any attorney to be on their list is to pay the money it takes to get on the list. Regardless of their claims, most referral services have no real clue about the qualifications, experience or trial abilities of any of the lawyers on their sites.

What kind of lawyers need referral services anyway?

Here’s a shocker: If you’ve been to an emergency room after an accident, your personal information may be stolen and sold to a legal referral service. It’s unethical and illegal, but it’s happening. Here’s a frightening true story:  

http://www.orlandosentinel.com/health/os-florida-hospital-privacy-breach-20110930,0,676181.story

The Florida Bar is also currently investigating reported ongoing fraud by several legal referral services.

http://www.floridabar.org/DIVCOM/JN/JNNews01.nsf/8c9f13012b96736985256aa900624829/f06ee483e8598d0f8525792200624978.

How can I make sure I get the right personal injury lawyer for my case?

Simple. Make sure the lawyer you are considering is Board Certified by the Florida Bar in Civil Trial Law, or Board Certified in Workers’ Compensation Law. It takes only a few moments to check a lawyer out and may be the smartest thing you do after an accident. Here’s where to look:

http://www.floridabar.org/

Not only will you get a truly qualified lawyer, you will get a better settlement because research has proven that insurance companies consistently offer better settlements to personal injury lawyers who they know are not afraid to take them to court.

Avera & Smith is interested in hearing your opinions on this post. Jump in and be heard!